Hi, my name is Scott Brom, I am a mortgage professional serving Arizona and Minnesota

Dreaming of a home? Let's make it real. I simplify mortgages, so you can focus on your future. Get clear, expert guidance and unlock your financing possibilities. Start your quick, no-obligation mortgage review today. Your homeownership adventure begins here

About Scott

Originally from Minnesota, I was drawn to Edge Home Finance because of its roots in my home state of Minnesota. Now living in sunny Arizona with my wonderful wife Alyssa and our two kids, Brock and Blake, I’m passionate about providing personalized service and expert guidance to every client I work with. Whether you’re buying, selling, refinancing, or building your dream home, having the right loan specialist is essential. With market conditions constantly evolving, I offer quick, accurate financial advice tailored to your unique needs, ensuring you feel confident every step of the way. My goal is to help you make the best financial decision for your family. I’m committed to delivering mortgage services that not only meet but exceed expectations—from a smooth, easy application process to personalized support throughout. Feel free to contact me anytime by phone, email, or through my website. Let’s make your homeownership journey a smooth, successful, and rewarding experience!

Let’s make your homeownership journey a smooth, successful, and rewarding experience!

Testimonials

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Customized Mortgage Planning Solutions

Custom Mortgage Solutions: Offering tailored financing including fixed-rate, adjustable-rate, and reverse mortgages to fit unique homeowner needs.

pile of stones
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gray fabric loveseat near brown wooden table

Support for First-Time Buyers

Comprehensive support for first-time homebuyers, including loan process guidance, credit advice, and access to exclusive home buying programs.

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Refinancing Solutions

Explore refinancing to reduce payments, change loan terms, or access equity for large expenses, with expert guidance tailored to optimize your financial benefits.

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woman in gray shirt sitting on brown wooden floor
woman in gray shirt sitting on brown wooden floor

Investment Property Financing

Investment Property Loans: Expert mortgage services for purchasing or refinancing rental properties, featuring competitive rates and deep market insights.

FAQs

Answers to Your Key Mortgage Questions

What makes Scott Brom different from other mortgage lenders?

At Edge Home Finance - Scott Brom, we focus on personalized service and customized mortgage solutions for each client.

What types of home loans do you offer?

We offer conventional loans, FHA loans, VA loans, adjustable and fixed-rate mortgages, and programs for first-time homebuyers.

Can I apply for a mortgage if I have a lower credit score?

Yes, we have options available for clients with lower credit scores and provide advice on improving your credit.

How much do I need for a down payment?

The required down payment ranges from 3% to 20%, depending on the loan type and your financial situation.

What should I prepare before applying for a home loan?

Organize financial documents such as recent tax returns, pay stubs, bank statements, and any other relevant financial details.

How long does the loan approval process take?

Typically, the loan approval process can take from several weeks to a couple of months.

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